Pennsylvania Credit Union Association

Area High School Students Gain Hands-On Experience Handling Life's Financials


HARRISBURG— On November 16, seven credit unions and the Pennsylvania Credit Union Foundation held a REAL Solutions Financial Reality Fair for high school students in the State Capitol. More than 180 students from nine high schools went through the paces of making day-to-day financial decisions acting as independent adults.
Financial Reality Fairs are a practical exercise in personal financial management and help prepare students for navigating living on their own as adults. In preparation, students chose an occupation that genuinely interests them and researched their salary. From that they made living choices among areas like housing, transportation, food and clothing, insurance, entertainment and other categories within a realistic budget. Following their selections, students met with financial counselors who reviewed their budget results and advised them of possible changes if they went over.

“For many years, credit unions have been providing financial education in classrooms,” said Pennsylvania Credit Union Foundation Executive Director Joe Wambach.  “The Fair complemented classroom studies to help prepare young people for financial success when they get out into the real world.”

The Reality Fair was sponsored by the Pennsylvania Credit Union Foundation, along with the support and volunteers from the following credit unions: AmeriChoice Federal Credit Union, Mechanicsburg; Belco Community Credit Union, Harrisburg; Cornerstone Federal Credit Union, Carlisle; Members 1st Federal Credit Union, Mechanicsburg; New Cumberland Federal Credit Union, New Cumberland; P & G Mehoopany Federal Credit Union, Tunkhannock; and Pennsylvania State Employees Credit Union, Harrisburg.

Students hailed from the following schools:  Big Spring High School, Carlisle High School, Cedar Cliff High School, Cumberland Valley High School, East Pennsboro High School, Harrisburg High School, Red Land High School, Susquehanna Township High School, and Susquehanna County Vo-Tech School.

The Pennsylvania Credit Union Foundation, a subsidiary of the Pennsylvania Credit Union Association, was formed in 1996 to benefit consumers and credit unions alike. The Foundation is a non-profit, tax-exempt organization with a main purpose of providing individuals, credit unions and their communities with the human and financial resources to stimulate socio-economic growth.

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