Group Health Insurance
The Pennsylvania Credit Union Association and CUNA Mutual Group have worked together to offer Pennsylvania credit unions a Group Health Insurance Program. Because of our group buying power, credit unions of all sizes can offer employees top notch health insurance plans at competitive rates.
The Association works with several providers offering different types of insurance. We partner with Highmark Blue Shield for medical insurance; United Concordia for dental insurance; and Davis Vision for vision insurance.
Highmark Blue Shield
Credit unions may choose from a variety of health insurance plans offered by Highmark Blue Shield.
Highmark Blue Shield is one of the largest health insurers in the United States, and provides quality health insurance to millions of Pennsylvanians.
Highmark's predecessor companies were established in the 1930’s to help Pennsylvania's residents pay for health care. Highmark was created in 1996 by the consolidation of two Pennsylvania licensees of the Blue Cross and Blue Shield Association — Pennsylvania Blue Shield (now Highmark Blue Shield) and the Blue Cross plan in Western Pennsylvania. Today, their mission remains to provide access to affordable, quality health care enabling individuals to live longer, healthier lives
According to a recent survey conducted by J.D. Power and Associates, Highmark has earned the highest levels of customer satisfaction.
Additional information on Highmark Blue Shield is available at www.highmarkblueshield.com
With more than 35 years of dental experience, United Concordia serves the dental health needs of more than 7.3 million Americans worldwide. As a dental-only insurer committed to healthy smiles, United Concordia has the tools and flexibility to meet your needs, including:
- Excellent access to quality dental care from credentialed dentists
- Some of the largest dental networks in the country—115,000 total locations in our Concordia Advantage Network
- An A- (Excellent) A.M. Best rating
- Outstanding customer service online or on the phone, 24/7
- Extensive quality management practices that ensure appropriateness of care and payment accuracy
- A commitment to dental health as part of overall health
- Dedicated systems designed specifically to process dental claims and handle dental questions
- A 96% member retention rate for over 5 years
Additional information regarding United Concordia's dental plans can be found at www.ucci.com.
Davis Vision, Inc. is one of the nation’s leading managed vision and eyecare providers. They serve more than 10,000 client groups covering nearly thirty-five million beneficiaries.
Davis Vision embraces the principles of Total Quality Management with a philosophy of doing “Whatever it Takes!” to guarantee 100% customer satisfaction. They guarantee superior professional services and eyewear materials. Their Quality Assurance Program ensures that the care provided by our doctors, and the eyewear fabricated in their laboratories, meets or exceeds plan standards and protocols.
Additinonal information regarding Davis Vision services can be found at www.davisvision.com.
Designed with Credit Unions in Mind
Offering employees the right package of insurance benefits goes a long way for staff morale and retention. Upon request, a CUNA Mutual Employee Benefits Consultant cans assist your credit union by providing a comprehensive analysis of your total benefits package.
Through the Associations Group Health Plan, credit unions have access to electronic enrollment and billing and, if eligible, complete COBRA Administration.
For more information or to get started, please contact your Association Representative at 800-932-0661, or e-mail CUSolutions@pcua.org.