Pennsylvania Credit Union Association

CBY Systems

EZ-FACTS Employment
Screening Services

CBY Systems Inc. evolved from an 80-year old Consumer Reporting Agency and Regional Credit Bureau that maintains their expertise in the Consumer Data Industry.  This includes the ability to provide nationwide employment screening services on your behalf through their Division.

By making informed hiring decisions, you can reduce staff turnover and the associated recruiting, hiring and training costs. provides fast, cost efficient and thorough online employment screening services.  They provide Primary Source information whenever possible as opposed to other vendors merely buying and reselling less reliable database information. 

Accurate background checks including verification of a potential employee’s professional, educational, and personal background will assist you to verify information from job applications and resumes.  Studies conducted by the Society for Human Resource Management (SHRM) show an increase in false information as reported on applications and resumes.  For that reason, SHRM endorses outsourcing background checks.

As an employer, you could be held liable for the safety of your employees, your clients and their personal information. can verify an applicant’s information to be true and accurate so you can make the most informed hiring decision EVERY time while saving staff time and effort, increasing productivity.

Types of Searches:

  • County, State and Federal Criminal Records
  • Driving Records
  • Education Verification (highest level)
  • Credit History
  • Professional License or Certification
  • Social Security Number
  • Previous Employer References
  • OFAC Terrorist/Money Launderer Search
  • Workers’ Compensation History
  • National Criminal Search including National Sex Offender List

Ease of Use From a Company You Can Trust

Providing over 40 years of experience with National capabilities since 1995.

Credit Unions can try on a no-obligation trial basis.

Credit Unions can order a discounted package of searches or individual searches on a case-by-case basis, securely online in an easy-to-read format.

To sign up visit and click on the Membership Agreement.

Additional Services

CBY Systems, Inc. can provide PA State UCC Lien Searches (including the name and address of the debtor and secured party along with a Description of Collateral on the most recent filing) at discounted prices.

CBY Systems, Inc. also offers online Merged Mortgage Credit Reports from all three repositories at special pricing for members of the PCUA.  This report merges all of the credit information from Trans Union, Experian, and Equifax into one report using the most recent data.  Their system allows liabilities to interface directly into your processing software as well as Fannie Mae and Freddie Mac.

Learn how we can assist you with Trade Line updates and our Enscore Rapid Dispute Resolution to get the Credit Risk Score recalculated within 72 hours at the Repository level so you can close more loans sooner.


For more information or to get started, please contact your Association Representative at 800-932-0661, or e-mail
Business Development / Sales
Central Pennsylvania

Russell Evans
VP, Business Development
& Membership
800-932-0661 x 5330

Western Pennsylvania

Monika Edlis

Sr. Account Executive

Eastern Pennsylvania

Angelique Pattillo
Account Executive