Pennsylvania Credit Union Association

Pennsylvania Credit Unions Host Reality Fair - Wilkes-Barre

10/1/2012 Teenagers take drivers education to learn how to drive, but many will graduate high school without ever receiving a single financial education course. In an effort to educate high school students on basic budgeting and money management skills, nine credit unions and the Pennsylvania Credit Union Foundation will hold a REAL Solutions Financial Reality Fair in Kingston on October 3. More than 175 students from five high schools will go through the paces of making day-to-day financial decisions acting as independent adults.
Financial Reality Fairs are a practical exercise in personal financial management and help prepare students for navigating life on their own as adults. In preparation, students choose an occupation that genuinely interests them and research its salary. From there, they make living choices such as housing, transportation, food and clothing, insurance, entertainment, and other categories within a realistic budget. Following their selections, students meet with financial counselors who review their budget results and consult with them on possible adjustments they may need to make.

“For many years, credit unions have been providing financial education in classrooms, workplaces, and communities,” said Pennsylvania Credit Union Foundation Executive Director Joe Wambach.  “The Reality Fair complements classroom studies to help prepare young people for financial success when they get out into the real world.”

The Reality Fair is sponsored by the Pennsylvania Credit Union Foundation, along with the support and volunteers from the following nine credit unions: 

Choice One Community Federal Credit Union, Cross Valley Federal Credit Union, Penn East Federal Credit Union, P&G Mehoopany Employees Federal Credit Union, Service 1st  Federal Credit Union, Saint Nicholas Federal Credit Union, UFCW Federal Credit Union, Tobyhanna Federal Credit Union, and Wyoming Valley West Community Federal Credit Union.

Students have been invited to participate from the following five high schools: 

Danville Area High School, East Side Career and Technical Center, Lake Lehman High School, Old Forge Area High School, and West Side Career and Technical Center,

The Pennsylvania Credit Union Foundation, a subsidiary of the Pennsylvania Credit Union Association, was formed in 1996 to benefit consumers and credit unions alike. The Foundation is a non-profit, tax-exempt organization with a main purpose of providing individuals, credit unions and their communities with the human and financial resources to stimulate socio-economic growth. To learn more about the Foundation, visit To find a credit union, visit

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